The businesses that make up our membership are our most important measure of success. Their experiences reflect the real impact of cooperative credit guarantee support on investment decisions, growth plans, and financial resilience. We are grateful to those who have shared their feedback openly and honestly.
"We had been turned down twice by banks before a colleague recommended Consorzio Veneto Garanzie. Within three months of joining, we had a guarantee in place that allowed us to secure a seven-year investment loan for new machinery. The credit assessment team was thorough and professional, and they kept us informed at every step. This consortium has genuinely changed the trajectory of our business."
— Giorgio Fabbri
★★★★★
"As a small trading company, we always struggled to present sufficient collateral to lenders. The consortium's guarantee gave our bank the confidence it needed, and we obtained a working capital credit line that we simply could not have accessed otherwise. The advisory service was particularly helpful in explaining exactly what documentation was required and why. I would strongly recommend them to any SME in our position."
— Elena Visentin
★★★★★
"Our experience with Consorzio Veneto Garanzie has been consistently positive over the four years we have been members. We have used their guarantee support on two separate financing operations, and on both occasions the process was handled efficiently and with clear communication. The team understands the pressure that entrepreneurs face and responds accordingly. A trustworthy and competent partner."
— Matteo Brunello
★★★★☆
"Silvia in the public finance team identified a subsidized loan programme we were completely unaware of. Combined with the consortium guarantee, we managed to reduce the effective interest cost of our investment financing by a significant margin. This kind of proactive advisory is exactly what a small business needs but rarely receives from a standard bank relationship. Very satisfied with the service."
— Chiara Pellegrini
★★★★★
"The membership process was straightforward and the annual costs are very reasonable relative to the benefit we receive. We had one occasion where a credit decision took slightly longer than anticipated due to the complexity of our project structure, but the team communicated openly about the reasons for the delay and ultimately delivered a positive outcome. Overall a reliable institution that I would use again."
— Davide Serafin
★★★★☆